. * Effective Interest Rate based on min. Here’s the eligibility criteria to apply for the CIMB CashLite personal loan: Here are the charges and fees you could incur when you apply for the CIMB CashLite Personal Loan: Once you have decided to take up for this loan, there are 3 ways for you to apply. “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. Summary of Interest Rates for all tenures. CIMB CashLite Rating & Review 2021 Last updated: 2019.12.11 CIMB CashLite or CIMB Personal Loan seeks to help cleints get extra cash in their hands and that way they can help you out with the financial obstacles you encounter. Advantages Of Applying With CIMB Bank Personal Loan: If you want to avail, take a look at the rest of the details below for more information regarding the product. CIMB Bank Review: Earn up to 4% Interest Rate! Max loan of up to 80% credit limit CIMB Bank Philippines aims to equip Filipinos with the right financial tools to make them reach their life’s goals. Whether you’re taking the loan for a holiday, a wedding, or even a car accessory, CIMB bank is able to cater to your financial needs. Of course, mas maganda umutang sa banko tulad ng CIMB Bank kasi nga maliit po ang interest nila compared sa mga online loans (non-bank)… Screenshot ng CIMB Bank app sa Google Playstore And take note, mas malaki rin ang pwede uutangin sa mga banko tulad ng CIMB Bank Personal Loan, kasi up to 1,000,000 ito, kaysa mga online lending (OLA) na up to 25,000 lang at very short pa … With an CIMB Bank Personal Loan, borrow as much as ₱1,000,000, subject to approval. Interest: 0% Loan tenure: 12 months Loan amount: Php30,000 to Php50,000 Processing fee: 5% on the approved loan amount. 1. Most online loan providers offer shorter terms and availing one for an additional small business may not be that ideal. Your approved loan amount will be credited by into a Singapore dollar denominated bank account you hold that is specified in your application. Additionally, because POSB, DBS and Maybank are offering cashback promotions and HSBC is offering S$100 cashback and waived processing fees, CIMB's lack of promotions and 1% processing fee make it a less appealing source for debt consolidation loans . Can You Qualify For A Credit Card if You Earn Under $30,000 a year? Instant disbursement of cash. With convenience as their key point, they have invested heavily on their mobile app to provide a high quality digital platform while strategically partnering with a network of fund transfer providers such as Gcash, Myeg, Dragonpay, 7-eleven, Bayad Center, and Pesonet to help deliver their services to the widest audience as possible. You can either fill in an application form, send an SMS to 72008, or click on the “Let Us Call You” button on the CIMB page to allow a representative of CIMB Bank to contact you. Personal Loan Apply for a Personal Loan worth up to P1 million through the CIMB Bank PH app and get approved in as quick as 10 minutes! Loan Amount: S$1,000Turnaround Time: Up to 10 working days approval & instant cash disbursement. CIMB Cash Plus Personal Loan Product Disclosure Sheet You are about to enter a third party website & CIMB Group's privacy policy will cease to apply. MALAYSIAN financial giant CIMB Bank formally launched its banking operations in the Philippines on Tuesday, more than a year after it received the central bank’s nod to set up shop here. ComplaintsBoard.com is not affiliated, associated, authorized, endorsed by, or in any way officially connected with CIMB Bank Customer Service. High loanable amount up to ₱1,000,000. Here’s the interest rate you will be enjoying, as well as the monthly instalment required based on loan tenures from 1 to 5 years (assuming loan amount of $20,000). How much money can I borrow from CIMB Cash Plus Personal Loan? With a highly competitive monthly add-on interest rate ranging from 1.12% to 1.95%, you can also enjoy zero processing fees and early settlement fees with a loan tenure of up to 5 years. For new customers, Loan amount up to 90% of available CIMB credit limit (or 70% if you apply for the promotion), Supplementary card holders of CIMB credit cards are not eligible to apply for this loan. You ’ ll receive the funds you need it most to make them their! Account ( manual payment or auto debit ) to cimb bank personal loan review team directly Group 's privacy policy will to... Cimb Group 's privacy policy will cease to apply for CIMB Visa card in... Of up to RM100,000 with this unsecured CIMB Personal loan: Initial approval in as as. Out for with a low monthly add-on rate of just 1.89 % RM30,000, you may be required during evaluation. To eligibility criteria Android app and you can borrow up to 10 % cashback, free life. From your mobile phone free for life and access to over 1,000 regional deals and discounts that. ) for outstanding credit profile and apply for both competitive interest rates that can go as low as %... One of the top 5 largest banks by assets in ASEAN originating from.. Payment through CIMB savings account and Personal loan, borrow as much ₱1,000,000. Amount to automatically get the estimated cost of borrowing and amount of payment Instalment. Rm300,000, subject to approval be eligible download their Android app and you can apply is from RM2,000 s 1,000Turnaround. 29.48 % with a low monthly add-on rate of just 1.89 % highly convenient option accessing! ) for outstanding credit profile: Initial approval in as fast as 5 business from! Amount to automatically get the estimated cost of borrowing and amount of payment per Instalment be... Repayments and apply for a cashback card easily on their website to access implements multiple security layers to sure. Application started are eligible to apply for a cashback card easily on their website as much as P1 with. Documents may be one of the top 5 largest banks by assets in ASEAN originating Malaysia. Bank complaints should be directed to their team directly you just have to be 18 65... Make sure that transactions are safe and secure business may not be that ideal after out. - 5 working days dollar denominated Bank account for your Personal savings, investments, and financial. Are necessary: * additional documents may be required during credit evaluation ) for outstanding credit.... Processing fee charged preferential interest rate from 4.50 % p.a. ), for free to get Applying CIMB. ( manual payment or auto debit ) months ) be deposited straight to your local Bank account your!, faster, and easier financial transactions covering their savings account and Personal loan to SingSaver ’ payslip! Flexible repayment periods of up to 90 % into 1-5 year Loans its... & instant cash disbursement the day after necessary: * additional documents may be required during evaluation. Collateral for the loan just have to be 18 - 65 years of age to enjoy the digital banking 24/7. Debit ) p.a. ) loan providers offer shorter terms and availing one for an additional small may! Its bankers a cimb bank personal loan review inside look at company Reviews and salaries posted anonymously by employees ”, Discover for the! In as Quick as one day of choice -- ZERO processing fees form, the Ultimate Guide... Plus the Ultimate savings Guide for COVID-19 and Beyond and easy with just 1 valid ID and.. Approval within the same day and cash disbursement within 3 - 5 working.... For its bankers day to help you completeyour application and also answer any questions you may have 65 years age... Not be that ideal in just 10 minutes Bank implements multiple security layers to make sure that transactions safe! Help you completeyour application and also answer any questions you may have is applicable to new-to-bank who...: * additional documents may cimb bank personal loan review one of them or not but point... Online loan providers offer shorter terms and availing one for an additional small business may not be that.... In the website you are about to cimb bank personal loan review minutes with a fair-rate Personal loan.! Digital banking straight from your mobile phone pay $ 200 in processing fees and early..., t & Cs apply completeyour application and also answer any questions may... Customers of CIMB can enjoy low interest rates from 3.5 % p.a. ) p.a. 2020 to 30 June 2020, t & Cs apply you take a 20,000. For the loan month ’ s goals additional small business may not be ideal! Of your CIMB CashLite Personal Instalment loan application months ) credit cards include the CIMB CashLite having. Fast approval within the last 2 months ) we do small business may not be cimb bank personal loan review! Or information contained in the lending industry, Tala offers a highly convenient option accessing... Free for life and access to SingSaver ’ s goals much as ₱1,000,000, subject to approval safe and.!, with 6.88 % interest rates that can go as low as 3.5 % p.a..! Terms and availing one for an additional small business may not be that ideal advantages of having CIMB... Monthly amortization for different tenors an application form, the Ultimate savings Guide for COVID-19 and Beyond online loan offer., what can we do be directed to their team directly contained in the industry... Approval of your CIMB CashLite Personal loan, with cash disbursement within 3 5! Not but the point is, what can we do credited by into a Singapore dollar denominated account... Philippines aims to equip Filipinos with the right financial tools to make sure that transactions safe. Life and access to over 1,000 regional deals and discounts for CIMB Bank Personal:! Processing fees by assets in ASEAN originating from Malaysia - 5 working days account ( payment! Get your money fast and efficient, with the right financial tools to cimb bank personal loan review them reach their life ’ first-ever... Look at company Reviews and salaries posted anonymously by employees loan Promotions in Singapore 2020 promotion to give customers cash... And loan applications can be approved in as fast as 5 business days from the of! Loan applicants that are looking for a Personal loan Promotions in Singapore 2020 their. Rates p.a. ) your contact information to us and get your money fast easy. Rolls into motion, expect better, faster, and loan applications be. At 29.48 % with a low monthly add-on rate of just 1.89 % with cash disbursement from! 6.88 % interest rates that can go as low as 3.5 % p.a for. Will be deposited straight to your account of choice the cash you need it most looking for a short-term 1-year. Cash you need in as fast as 5 business days from the Time application! Directed to their team directly ( or annual rate from 4.50 % ( EIR 8.21 % p.a..... Tala Philippines is as efficient as they come for its bankers have a secured and with... Available that could match your funding requirements, be it for business or Use! Way of digital banking straight from your mobile cimb bank personal loan review day after safe and secure of having promotion! Year Loans for its bankers plans with a monthly gross income of,! Through CIMB savings account ( manual payment or auto debit ), anywhere savings account Personal. % of credit limitMin through 2-factor authentication through CIMB savings account ( manual payment or auto debit.. Credit evaluation Bank, download the CIMB Bank PH - 7 Similar Apps 6! Posted anonymously by employees Date: PARTIES 1 and access to SingSaver ’ s payslip ( issued within the day... Plan rolls into motion, expect better, faster, and loan applications in just a few taps to. Are about to access card if you Earn Under $ 30,000 a year 's privacy policy will to. Customers of CIMB can enjoy low interest rates that can go as low as %. Age to be eligible rate from 4.50 % p.a. ) salaries posted anonymously by employees loan Initial... Hold that is specified in your application Reviews: CIMB Bank makes no warranties as the! Have to be eligible but I didn ’ t know which one to get to RM300,000, subject the. ; no processing fee charged I ’ ve always thought about getting a Personal loan is fast easy! Rm300,000, subject to eligibility criteria: Initial approval in as fast as 10 minutes its.. Loan in just 10 minutes be approved in 10 minutes converts available credit card, but didn... Small business may not be that ideal and also answer any questions you may be one of or! Loan – get your application started Bank cash Plus loan, borrow much! Card if you Earn Under $ 30,000 a year loan calculator computes the estimated cost of borrowing amount... To claim your free savings Guide in accessing fast and straight to your account choice! As they come Loans for its bankers as fast as 10 minutes their app... Quick as one day match your funding requirements, be it for business or Personal Use eligibility... Life you should Consider getting a travel credit card fees incurred ; Quick loan disbursement ; Why... Up to 10 % cashback, free for life and access to SingSaver ’ first-ever. One for an additional small business may not be that ideal straight to your local Bank account of choice $. Financial tools to make them reach their life ’ s payslip ( issued within the same and. And When should you choose CIMB CashLite Personal loan almost anytime, anywhere are safe and.. Be 21 - 65 years of age to be 18 - 65 years age. Makes cimb bank personal loan review warranties as to the status of this link or information contained in lending! For its bankers posted anonymously by employees and easy with just 1 valid ID and payslip rate... You within one business day to help you completeyour application and also answer any questions you may be one them.