A tenant's guide to the Insured scheme. Find out more about our customer service vision, and what our satisfied customers say. 581 of the Laws of Hong Kong) (the “DPS Ordinance”) has started providing deposit protection in respect of certain deposits to depositors on 25 September 2006. Just click on each image to download the document. If you have already created an Insured scheme account by telephone but don't yet have an online account you can add online access here. From 6 April 2007 these new requirements came into force as three Government approved tenancy deposit schemes were established. If your deposit was not protected at the start of the tenancy . It is customary (but not a legal requirement) for landlords to provide tenants with an inventory. It will take only 2 minutes to fill in. End of tenancy process. In the Insured scheme, even though the deposit protection has been marked as ended, the Tenancy Deposit Scheme will continue to offer protection for three months, to ensure that you have access to our dispute resolution service if you do not agree with the landlord retaining your deposit. TDS is the longest running tenancy deposit protection scheme in the UK. In Scotland, the government-approved schemes are: Letting Protection Service Scotland. The Insured Scheme is where the Landlord or Agent retains the deposit and protection is provided for the duration of the tenancy for a fee. Money that is kept at a bank, for example in a savings account, is called a deposit. We use cookies to collect information about how you use GOV.UK. There are no registration or annual renewal fees, and is available to letting agents, landlords and organisations. 7 of 2004. We provide tenancy deposit protection for Agents and Landlords. We want to make it easy for you to find out everything you need to know about Tenancy Deposit Protection. 1. Your online account is available 24/7. Deposit protection schemes are a valuable system for anybody who is either living in rented accommodation or renting out a property to tenants. Sign up today and benefit from our industry leading advice. You can use any of the following schemes if your property is in England or Wales: There are separate TDP schemes in Scotland and Northern Ireland. If you’re in an ‘insured’ scheme, you or the agent must give the deposit to the TDP scheme. When the tenancy comes to an end, you handle the repayment. In order to use our Custodial scheme, you will need to read and accept these terms and conditions (the “Terms and Conditions”). To help us improve GOV.UK, we’d like to know more about your visit today. Insured scheme - Prescribed Information template. Find out more about cookies. What is a deposit guarantee scheme? Learn about the landlord deposit scheme from My Deposits that helps you ensure your tenants' deposits are fully protected and that you're compliant with the law. We’re authorised to protect deposits for tenancies in England and Wales and offer a choice of two types of protection - Custodial protection, a free service where we hold the deposit for the duration of the tenancy, and Insured protection, where you hold the deposit and pay us a fee to protect it. Ord. The ECB supported these aims, while stressing that the credibility of deposit-guarantee schemes should be preserved by establishing efficient operational processes for verifying claims and paying depositors, ensuring that sufficient funding is available, and enhancing depositors' awareness of the terms and conditions of deposit protection. Landlords pay a fee to protect every deposit. 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